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The Canadian Benefits Trust was formed in 1996 as a national, non-profit, multi-union benefits plan.
The main purpose of the Canadian Benefits Trust is to offer unions and employers with cost-effective management and delivery of employee benefit programs in situations where unions have, or would like to have, some control over benefits. A second purpose of the plan is to create a pooled insurance fund with sufficient reserves to permit self-funding and increase the level of control participating unions and employers can exercise over group benefit programs.
The value of the plan is that by virtue of the Canadian Benefits Trust Board membership, it is uniquely positioned to create and offer a national benefits program at substantially reduced pricing levels. Additional value-added features of the plan include the ability to provide advice to unions on collective bargaining issues related to employee benefits, and also to offer an entry level benefits program for workplaces without existing coverage.
The Canadian Benefits Trust is affiliated with the Canadian Association of Union Services, a national labour organization established to foster and encourage the goals of the trade union movement in Canada. CAUS leverages the buying power of the Canadian labour movement to obtain discount pricing for a wide range of products and services.
The Canadian Benefits Trust is governed by a Board of Trustees that includes representation from the plan’s participating Unions.